Clients First. Always.
We enter every new client relationship with the belief that we will be working together for decades to come. This long-term view shapes each decision we make, ensuring that our focus is always properly placed.
Every aspect of our firm is built on the principle that clients come first. We proudly uphold a fiduciary standard of care throughout our financial planning process; placing the interests of our clients first.
Our Mission is Reflected in Everything We Do:
Team Approach
Every financial plan we draft and investment portfolio we build is reviewed by multiple advisers. Our team works together to collectively address concerns facing our clients and map out strategies to overcome them. When service is needed, our administrative staff is friendly, experienced, and extremely responsive to the needs of our clients.
Education/Experience
We continually invest in education and training for our advisers and administrative staff so that we can provide the best guidance possible. Our advisers average over 20 years of experience, maintain various professional designations (AIF®, CLU), are CFP® certificants, and have each committed to ongoing education far above what our industry requires.
Costs
We diligently review investment related expenses and regularly compare our fees against the industry to ensure they remain extremely competitive. We fully disclose and discuss all costs so that our clients understand what they are paying and how we are being compensated.
Personalized Service
We do not outsource investment management or place our clients’ money into generic model portfolios. Allocations are personalized and designed specifically for each client, to best meet their needs and objectives. Our planning process is similarly personalized; a comprehensive and thorough review that identifies our clients’ unique areas of concern and opportunity to ensure long-term success.
Technology
Our clients have access to an easy to use, full-featured and secure web portal. This system allows our clients to view their account information, store copies of important documents (financial plans, tax returns, legal documents), and even aggregate additional outside accounts (such as 401(k)’s and bank accounts) all in one system.
Independence
We are an independent firm – fully owned and operated by our team of advisers. We are not restricted by a parent company that could adversely influence the advice we give or tools we use. We work for our clients. Period.