# Pratt Wealth Management > Clients First. Always.Our PromiseAt Pratt Wealth Management, we take care of planning your financial future so that you can spend less time worrying and more time doing what you love. --- ## Pages - [Adam Kunkel, CFP®](https://prattwealth.com/financial-planners-our-team/adam-kunkel/): https://prattwealth. com/wp-content/uploads/2023/01/adam-kunkel-financial-analyst-pratt-wealth-management-headshot. jpg Adam Kunkel CFP® Associate Wealth Adviser Email: adam@prattwm. com Office: 507. 388. 0770 Text: 507. 388. 0770... - [How to Choose an Adviser](https://prattwealth.com/about-our-fiduciary-financial-planning/choosing-financial-advisers/): Financial Advisor, Financial Planner, Wealth Manager... none of these titles mean a single thing. In fact, anyone who wants to... - [Commonwealth Team Bios](https://prattwealth.com/financial-planners-our-team/cfn-bios/): Research Team As our client, you benefit from a dedicated, full-time team of investment research professionals who specialize in areas... - [Our Partners](https://prattwealth.com/financial-planners-our-team/our-partners/): RIA-Broker/Dealer Commonwealth Financial Network® Our partnership with Commonwealth Financial Network, one of the nation’s largest privately-held Registered Investment Adviser –... - [Megan Curtis](https://prattwealth.com/financial-planners-our-team/megan-curtis/): https://prattwealth. com/wp-content/uploads/2023/01/megan-curtis-administrative-assistant-pratt-wealth-management-headshot. jpg Megan Curtis Client Service & Marketing SpecialistEmail: megan@prattwm. comOffice: 507. 388. 0770 Megan joined our North Mankato... - [Michael Huber](https://prattwealth.com/financial-planners-our-team/michael-huber-financial-planner/): https://prattwealth. com/wp-content/uploads/2023/01/mike-huber-wealth-adviser-pratt-wealth-management-headshot. jpg Michael Huber Financial Planner Email: mike@huberfinancial. net Office: 651. 389. 1157 An Introduction Mike has been in... - [Darci Pratt](https://prattwealth.com/financial-planners-our-team/darci-pratt/): https://prattwealth. com/wp-content/uploads/2023/01/darci-pratt-director-of-operations-pratt-wealth-management-headshot. jpg Darci Pratt Director of Operations Email: darci@prattwm. com Office: 507. 388. 0770 An Introduction Darci joined our... - [Krystal Hanson](https://prattwealth.com/financial-planners-our-team/krystal-hanson/): https://prattwealth. com/wp-content/uploads/2023/01/krystal-hanson-senior-account-specialist-pratt-wealth-management-headshot. jpg Krystal Hanson Senior Account Specialist Email: krystal@prattwm. com Office: 507. 388. 0770 An Introduction Krystal has been... - [Financial Planning](https://prattwealth.com/investment-planning-services/fiduciary-financial-planning/): As financial planners, we take into account everything you are doing in life that makes an impact financially and then... - [Investment Management](https://prattwealth.com/investment-planning-services/investment-management/): Investment management is an integral part of an overall financial picture and can have a profound impact on the success... - [Retirement Plans](https://prattwealth.com/investment-planning-services/business-retirement-plans/): Retirement plans can take a variety of forms depending on the needs of your business. Aside from where plan rules... - [Disclosures](https://prattwealth.com/disclosures/): Firm assets under advisement and assets under management figures as of 1/1/2024. Client retention rate as of 1/1/2024, based on... - [Bradley Pratt, CLU](https://prattwealth.com/financial-planners-our-team/brad-pratt-financial-service/): https://prattwealth. com/wp-content/uploads/2023/01/brad-pratt-partner-wealth-adviser-pratt-wealth-management-headshot. jpg Brad Pratt CLU Wealth Adviser Email: brad@prattwm. com Office: 507. 388. 0770 An Introduction Brad has been... - [Dustin Sauter, CFP®](https://prattwealth.com/financial-planners-our-team/dustin-sauter-certified-financial-planner/): https://prattwealth. com/wp-content/uploads/2023/01/dustin-sauter-wealth-adviser-cfp-pratt-wealth-management-headshot. jpg Dustin Sauter CFP® Wealth Adviser Email: dustin@prattwm. com Office: 507. 388. 0770 An Introduction Dustin has been... - [Bryan Pratt, CFP®, AIF®](https://prattwealth.com/financial-planners-our-team/bryan-pratt-wealth-adviser/): https://prattwealth. com/wp-content/uploads/2023/01/bryan-pratt-partner-pratt-wealth-management-headshot. jpg Bryan Pratt CFP®, AIF® Wealth Adviser Email: bryan@prattwm. com Office: 507. 388. 0770 An Introduction Bryan leverages... - [Contact Us](https://prattwealth.com/contact-us/): Questions? Comments? Ready to schedule your first consultation? We sincerely look forward to speaking with you. Give us a call,... - [Our Difference](https://prattwealth.com/about-our-fiduciary-financial-planning/our-fiduciary-difference/): Clients First. Always. We enter every new client relationship with the belief that we will be working together for decades... - [Home](https://prattwealth.com/): Clients First. Always. https://prattwealth. com/wp-content/uploads/2020/05/our-promise-pwm. jpgOur Promise At Pratt Wealth Management, we take care of planning your financial future so... - [About](https://prattwealth.com/about-our-fiduciary-financial-planning/): Pratt Wealth Management is an independent financial planning and investment management firm, built on the belief that clients should come... - [Services](https://prattwealth.com/investment-planning-services/): What got you here won't get you there. Our firm specializes in guiding clients through the period immediately preceding retirement... - [Team](https://prattwealth.com/financial-planners-our-team/): Our team is an award-winning, client-driven group dedicated to providing indispensable service to our clients. Based in Minnesota, we serve... --- ## Posts - [Navigating the Financial Side of Divorce](https://prattwealth.com/navigating-the-financial-side-of-divorce/): Divorce is one of life’s most challenging transitions—emotionally and financially. After years of building a shared financial life, you’re suddenly... - [Market Updates - August 2025](https://prattwealth.com/market-updates-august-2025/): August was another strong month for markets, with major U. S. stock indices reaching new highs despite some early volatility.... - [Importance of Financial Literacy for Kids](https://prattwealth.com/importance-of-financial-literacy-for-kids/): Picture this scenario: Your 10-year-old receives $20 for their birthday and asks, “Can we go to the store so I... - [Market Updates - July 2025](https://prattwealth.com/market-updates-july-2025/): July brought continued gains for U. S. stocks, driven by strong corporate earnings and easing trade tensions. While international markets... - [How to Start a College Fund Early](https://prattwealth.com/how-to-start-a-college-fund-early/): Every parent wants to give their child the best possible future, and for many families, that includes higher education. But... - [One Big Beautiful Bill Act: Tax Summary](https://prattwealth.com/one-big-beautiful-bill-act-tax-summary/): The One Big Beautiful Bill Act: Summary of Relevant Tax Changes The “One Big Beautiful Bill Act” (OBBBA) was signed... - [Market Updates - June 2025](https://prattwealth.com/market-updates-june-2025/): Beyond the Headlines: Markets Stay Strong to Close Out the Quarter June was another good month for investors, continuing the... - [Q2 2025 Newsletter](https://prattwealth.com/q2-2025-newsletter/): Tariff Tranquility? The second quarter of 2025 provided welcome relief from the tariff-induced turbulence of February and March. While concerns... - [Digital Asset Planning](https://prattwealth.com/digital-asset-planning/): Digital Legacy Planning: Protecting Your Online Assets Over the years, you’ve carefully managed your finances online—whether it’s checking your bank... - [Market Updates - May 2025](https://prattwealth.com/market-updates-may-2025/): Markets found their footing in May, delivering strong gains across major indices amid a calmer policy backdrop and encouraging economic... - [Kids & Roth IRAs](https://prattwealth.com/kids-roth-iras/): There are no age requirement to make a Roth IRA contributions. A minor must have earned income and a custodian... - [Market Updates - April 2025](https://prattwealth.com/market-updates-april-2025/): Mixed Month for Markets It was a challenging month for stocks, as markets experienced large swings throughout the month due... - [Protecting Online Accounts & Assets](https://prattwealth.com/protecting-online-accounts-assets/): How to Create Stronger Passwords and Protect Your Online Accounts From email accounts to bank accounts, online shopping to online... - [Market Updates - March 2025](https://prattwealth.com/market-updates-march-2025/): Challenging Start to the Year for Stocks It was a rough March for stocks, capping off a weak quarter to... - [Tariffs and Your Investments](https://prattwealth.com/tariffs-and-your-investments/): What New Tariff Announcements Mean for Your Investments Recently, the stock market—represented by the S&P 500—rose for three consecutive days... - [Q1 2025 Newsletter](https://prattwealth.com/q1-2025-newsletter/): Tariff Turbulence Volatility returned to financial markets in dramatic fashion during the first quarter of 2025. The year started off... - [Market Updates – February 2025](https://prattwealth.com/market-updates-february-2025/): Challenging Month for Markets February was a challenging month for U. S. markets, as stocks sold off at the end... - [Financial Planning in
All Stages of Marriage](https://prattwealth.com/financial-planning-in-all-stages-of-marriage/): Joint or Separate? Navigating Bank Accounts in Marriage You’ve booked the venue, picked out the flowers, and sent the invites.... - [Market Updates - January 2025](https://prattwealth.com/market-updates-january-2025/): Markets Rally in January Markets rallied in January, as improving fundamentals and a solid economic backdrop helped support stocks to... - [Bounce Back Financially After Lay Off](https://prattwealth.com/bounce-back-financially-after-lay-off/): How to Bounce Back Financially After Being Laid Off “Expect the unexpected” sounds like a good mantra, but even if... - [Market Updates – December 2024](https://prattwealth.com/market-updates-december-2024/): Mixed Month for Markets December was a mixed month for markets, as investors pulled back from most U. S. stocks... - [Q4 2024 Newsletter](https://prattwealth.com/q4-2024-newsletter/): Rates & Reindeer Like Santa and his reindeer on their annual Christmas Eve journey, the US stock market soared to... - [Market Updates – November 2024](https://prattwealth.com/market-updates-november-2024/): Stocks Rally in November November was a strong month for equities, as investors poured into U. S. stocks following Donald... - [SECURE 2.0's 529-to-Roth Rollover](https://prattwealth.com/secure-2-0s-529-to-roth-rollover/): Navigating SECURE 2. 0’s New 529-to-Roth Rollover Opportunity SECURE 2. 0 was signed into law as part of the Consolidated... - [Market Updates - October 2024](https://prattwealth.com/market-updates-october-2024/): Stocks Slide in October It was a disappointing month for stocks in October as a late-month sell-off caused all three... - [Common RMD Errors](https://prattwealth.com/common-rmd-errors/): Avoiding Common Errors Surrounding RMDs When it comes to their retirement accounts, many investors often fail to think about required... - [Market Updates - September 2024](https://prattwealth.com/market-updates-september-2024/): Stocks Rally in September Stocks continued their recent rally in September, with all three major U. S. indices up for... - [Q3 2024 Newsletter](https://prattwealth.com/q3-2024-newsletter/): Elections & Markets The third quarter of 2024 brought positive news for investors as all major stock and bond market... - [Prioritizing Financial Goals](https://prattwealth.com/prioritizing-financial-goals/): How to Prioritize Financial Goals as Your Life Becomes More Complex Some people are savers, some are spenders, some live... - [Market Updates – August 2024](https://prattwealth.com/market-updates-august-2024/): Solid Month for Stocks August was an encouraging month for stocks, as markets ended the month in positive territory despite... - [MN New Business Retirement Plan Law](https://prattwealth.com/mn-new-business-retirement-plan-law/): Understanding Minnesota's New Business Retirement Plan Law Minnesota has introduced a new law to help more workers save for retirement.... - [Buying Parents Home Considerations](https://prattwealth.com/buying-parents-home-considerations/): 8 Things to Consider Before Buying Your Aging Parent’s Home The “great wealth transfer” is set to take place over... - [Market Updates - July 2024](https://prattwealth.com/market-updates-july-2024/): Mixed Month for Stocks July was a mixed month for stocks, as investors rotated away from large technology companies into... - [FAFSA: Getting Down to the Basics](https://prattwealth.com/fafsa-getting-down-to-basics/): For Many Families, Financial Aid Programs Help Make Higher Education Attainable The first step in applying for aid is to... - [Best of Mankato 2024](https://prattwealth.com/best-of-mankato-2024/): Pratt Wealth Management is honored that Bryan Pratt has been recognized in the Mankato Free Press "Best of Mankato" 2024... - [Market Updates – June 2024](https://prattwealth.com/market-updates-june-2024/): June Rally Caps Solid Quarter for Stocks Markets continued to rise, with all three major U. S. indices growing in... - [Q2 2024 Newsletter](https://prattwealth.com/q2-2024-newsletter/): Still on Top The US stock market experienced another strong quarter, though its underlying components varied considerably. For example, the... - [Market Updates – May 2024](https://prattwealth.com/market-updates-may-2024/): Markets Rebound in May Markets rallied in May, with all three major U. S. indices up for the month. The... - [Market Updates - April 2024](https://prattwealth.com/market-updates-april-2024/): Markets Pull Back All three major U. S. indices tumbled in April. The S&P 500 lost 4. 08 percent, the... - [Market Updates - March 2024](https://prattwealth.com/market-updates-march-2024/): Strong Start to the Year for Stocks It was a positive March for stocks, capping off a strong quarter to... - [Q1 2024 Newsletter](https://prattwealth.com/q1-2024-newsletter/): Back On Top The US stock market (as measured by the S&P500 index) has now fully recovered from the bear... - [Market Updates – February 2024](https://prattwealth.com/market-updates-february-2024/): Stocks Rally in February February was a good month for stocks, with all three major U. S. indices ending the... - [What Can a Financial Advisor Do for You?](https://prattwealth.com/what-can-a-financial-advisor-do-for-you/): How can you get closer to achieving your financial goals? Depending on your income, assets, investments, and personal knowledge of... - [Market Updates - January 2024](https://prattwealth.com/market-updates-january-2024/): Positive Start to the Year It was a solid start to the new year for markets, with all three major... - [To Roll Over—or Not to Roll Over—Your 401(k)](https://prattwealth.com/to-roll-over-or-not-to-roll-over-your-401k/): As you advance in your career and hold jobs at various companies, you may discover at some point that you’ve... - [Market Updates - December 2023](https://prattwealth.com/market-updates-december-2023/): Solid December Caps Strong Year for Markets Markets continued to rally in December, with the positive returns during the month... - [Q4 2023 Newsletter](https://prattwealth.com/q4-2023-newsletter/): Cheers to a New Year The US economy and stock market performed better in the second half of 2023 than... - [Market Updates – November 2023](https://prattwealth.com/market-updates-november-2023/): Markets Rebound in November Equity markets surged in November, offsetting losses from the prior three months. All three major U.... - [Financial Preparedness](https://prattwealth.com/financial-preparedness/): How to Ensure You’re Financially Prepared for an Emergency When you’re starting a business, a family, or any other major... - [Estate Planning Questions for Parents](https://prattwealth.com/estate-planning-questions-for-parents/): 4 Questions Adult Children Should Ask Their Parents Over the Holidays It’s beginning to look a lot like Thanksgiving ...... - [Market Updates - October 2023](https://prattwealth.com/market-updates-october-2023/): Tricks Not Treats for Markets in October Equity markets continued to drop in October, with all three major U. S.... - [2023 Year-End Financial Planning Checklist](https://prattwealth.com/2023-year-end-financial-planning-checklist/): As 2023 winds down, your focus may begin turning to holiday planning, family gatherings, and delicious food. You might even... - [Market Updates - September 2023](https://prattwealth.com/market-updates-september-2023/): September Sell-off Caps Challenging Quarter Equity markets fell for the second consecutive month in September, causing all three major U.... - [A Slightly Bumpy Landing](https://prattwealth.com/a-slightly-bumpy-landing/): The potential “soft landing” that showed promise at mid-year has begun to look more uncertain. Inflation, coupled with the Fed’s... - [Everything You Need to Know About Trusts](https://prattwealth.com/everything-you-need-to-know-about-trusts/): You may have heard the term discussed in financial advising or estate planning conversations, but what exactly is a trust?... - [Market Updates - August 2023](https://prattwealth.com/market-updates-august-2023/): Markets Pull Back in August Equity markets fell in August as investors pulled back from riskier investments. The S&P 500... - [Health Insurance & Traveling Abroad](https://prattwealth.com/health-insurance-traveling-abroad/): Do You Need Health Insurance for Your Trip Abroad? Whether you’re traveling for business or pleasure, a trip abroad takes... - [Market Updates – July 2023](https://prattwealth.com/market-updates-july-2023/): Solid July for Markets Equity markets rallied in July, with rising investor confidence helping to support stocks to start the... - [Midyear Check-In with Your Financial Advisor](https://prattwealth.com/midyear-check-in-with-your-financial-advisor/): As we near the halfway mark of the year, it’s an ideal time to conduct a midyear financial planning review... - [Market Updates - June 2023](https://prattwealth.com/market-updates-june-2023/): Equity Markets Surge in June June was a strong month for equity markets as resolution of the debt ceiling impasse... - [A Soft Landing?](https://prattwealth.com/a-soft-landing/): The first half of 2023 is complete! Despite numerous headwinds, economic and market results were better than anticipated - hiring... - [Retirement Planning at Every Age](https://prattwealth.com/retirement-planning-at-every-age/): Whether retirement is right around the corner or decades away, being strategic about investing and saving for that time can... - [Market Updates - May 2023](https://prattwealth.com/market-updates-may-2023/): Mixed May for Markets Equities experienced a mixed month in May as technology-related stocks rallied while most other sectors remained... - [Be A Savvy Senior: Know the Warning Signs of Elder Fraud](https://prattwealth.com/signs-of-elder-fraud/): Just browse through the latest true crime documentaries on your preferred streaming network, you’ll see that people of all ages... - [Teaching Teens Financial Responsibility](https://prattwealth.com/teaching-teens-financial-responsibility/): We feel confident our kids will be taught reading, writing, and basic math in school. But how will they learn... - [Markets Updates - April 2023](https://prattwealth.com/markets-updates-april-2023/): Largely Positive April for Markets Equity markets experienced continued gains in April, contributing to strong gains to start the year.... - [Charitable Giving: What to Do Before You Donate](https://prattwealth.com/charitable-giving-what-to-do-before-you-donate/): Making a charitable gift can be a fulfilling experience, but before you donate, it’s wise to do a little research.... - [The Dollar’s Staying Power](https://prattwealth.com/dollars-staying-power/): In recent weeks, there has been much ado about the dollar. Questions and concerns have arisen about de-dollarization, central bank... - [Market Updates - March 2023](https://prattwealth.com/market-updates-march-2023/): Markets Rebound in March Markets had a solid March, as a month-end rally helped bring all three major U. S.... - [Inflation’s Last Stand?](https://prattwealth.com/inflations-last-stand/): Spring has arrived and financial markets continue their recovery! Despite considerable volatility along the way, the major market indexes ended... - [Long-Term Relationship Money Conversations](https://prattwealth.com/long-term-relationship-money-conversations/): 6 Money Conversations to Have in a Long-Term Relationship All couples hope for a “happily ever after,” but it’s no... - [Market Updates - February 2023](https://prattwealth.com/market-updates-february-2023/): Down Month for Markets February was a challenging month for investors as early gains were wiped out by a late-month... - [Inheriting Debt from a Family Member](https://prattwealth.com/inheriting-debt-from-a-family-member/): Thinking about a loved one’s outstanding debt is the last thing on anyone’s mind when a family member passes away.... - [Market Updates – January 2023](https://prattwealth.com/market-updates-january-2023/): Markets Rebound in January Markets rallied to start the year, with all three major U. S. indices seeing positive returns... - [Do I Need Estate Planning?](https://prattwealth.com/do-i-need-estate-planning/): Everyone needs an estate plan, no matter the size of the estate. Not only does this plan help carry out... - [Decoding the Debt Ceiling Crisis](https://prattwealth.com/decoding-the-debt-ceiling-crisis/): The headlines this week have warned that we’re nearing a “debt ceiling crisis. ” What does this mean? It’s estimated... - [Market Updates - December 2022](https://prattwealth.com/market-updates-december-2022/): December Sell-Off Caps Turbulent Year Markets sold off in December, contributing to mixed results for the quarter and declines for... - [A Year for the History Books](https://prattwealth.com/a-year-for-the-history-books/): The final quarter of 2022 remained volatile for financial markets but brought one welcome change: positive movement. The S&P 500... - [It’s Here: What You Need to Know About SECURE 2.0](https://prattwealth.com/its-here-what-you-need-to-know-about-secure-2-0/): On December 29, 2022, President Biden signed into law the Consolidated Appropriations Act, 2023, an omnibus spending bill that includes... - [Tax Changes You Need to Know About for 2022](https://prattwealth.com/tax-changes-you-need-to-know-about-for-2022/): At the end of a year dominated by inflation, interest rate hikes, market turbulence, and recession fears, we can all... - [Market Updates – November 2022](https://prattwealth.com/market-updates-november-2022/): Markets Rally in November November saw market gains as all three major U. S. indices rose for the second consecutive... - [Winter Weather Emergency Guide](https://prattwealth.com/winter-weather-emergency-guide/): How to Stay Safe in a Winter Weather Emergency You prepare for tax season and for your year-end financial advisor... - [Market Updates – October 2022](https://prattwealth.com/market-updates-october-2022/): Markets Rebound in October Equity markets improved in October, helping offset September losses. The S&P 500 gained 8. 1 percent,... - [Your Guide to Year-End Financial Planning for 2022](https://prattwealth.com/your-guide-to-year-end-financial-planning-for-2022/): As 2022 comes to a close, you’ll want to reassess your financial goals, examine any life changes that will affect... - [Budgeting for the Holiday Season](https://prattwealth.com/budgeting-for-the-holiday-season/): As the winter gifting holidays approach, current economic conditions might cause you to be more cautious than usual about how... - [Market Updates – September 2022](https://prattwealth.com/market-updates-september-2022/): September Sell-off Caps Challenging Quarter Equity markets saw widespread declines in September, bringing the major indices to their lowest closing... - [Fighting the Fed](https://prattwealth.com/fighting-the-fed/): The start of the third quarter was surprisingly strong for the stock markets. A rally took hold throughout July and... - [Social Engineering Scams: What & How?](https://prattwealth.com/social-engineering-scams-what-and-how/): What Are Social Engineering Scams—and How Can You Avoid Them? You receive an email from a website you regularly use... - [Your Guide to Charitable Giving Through Crowdfunding](https://prattwealth.com/guide-to-charitable-giving-through-crowdfunding/): As fall quickly approaches, so do the seasons of giving thanks, giving gifts, and for many, giving back. In fact,... - [Market Updates – August 2022](https://prattwealth.com/market-updates-august-2022/): Markets Drop on Late-Month Sell-Off August proved challenging after a late slide caused by rising interest rates dropped all three... - [President Biden Announces Student Debt Relief Plans](https://prattwealth.com/biden-student-debt-relief-plans/): On August 24, 2022, President Biden announced plans to offer student loan forgiveness to selected individuals. Below is a summary... - [Elder Fraud Warning Signs](https://prattwealth.com/elder-fraud-warning-signs/): Be A Savvy Senior: Know the Warning Signs of Elder Fraud Just browse through the latest true crime documentaries on... - [Market Updates - July 2022](https://prattwealth.com/market-updates-july-2022/): Markets Rebound in July July was a strong start to the second half of the year for markets, with all... - [Market Updates - June 2022](https://prattwealth.com/market-updates-june-2022/): June Selloff Adds to Challenging Quarter for Markets Equity markets experienced widespread selloffs in June. Fears of a potential recession... - [The Bear is Back](https://prattwealth.com/the-bear-is-back/): Once again, stocks have entered a “bear market” – defined as a decline of 20% or more from its peak.... - [Stay on Track](https://prattwealth.com/stay-on-track/): 10 Tips for Midyear Financial Planning Although we all have the best intentions when we set financial goals each January,... - [Market Updates - May 2022](https://prattwealth.com/market-updates-may-2022/): Mixed May for Markets Markets sold off early in May before a late-month rally brought them close to even and... - [A Guide to Benefits When Changing Jobs](https://prattwealth.com/guide-to-benefits-when-changing-jobs/): If you’re changing jobs, you probably have a lot on your mind. As you wrap up work with your previous... - [Market Updates - April 2022](https://prattwealth.com/market-updates-april-2022/): April Showers for Markets It was a rocky start to the spring for markets, with all three major U. S.... - [A Closer Look: Why Is the Stock Market Going Down?](https://prattwealth.com/why-stock-market-down/): Job growth is still at high levels, consumer spending is still healthy, and businesses are continuing to invest. So, you... - [Market Updates - March 2022](https://prattwealth.com/market-updates-march-2022/): Positive March Wraps Shaky Quarter for Markets Equity markets partially bounced back in March. The S&P 500, Dow Jones Industrial... --- # # Detailed Content ## Pages - Published: 2022-09-22 - Modified: 2025-05-05 - URL: https://prattwealth.com/financial-planners-our-team/adam-kunkel/ --- - Published: 2020-02-27 - Modified: 2025-05-13 - URL: https://prattwealth.com/about-our-fiduciary-financial-planning/choosing-financial-advisers/ --- - Published: 2020-02-18 - Modified: 2025-05-13 - URL: https://prattwealth.com/financial-planners-our-team/cfn-bios/ --- - Published: 2020-02-17 - Modified: 2025-07-17 - URL: https://prattwealth.com/financial-planners-our-team/our-partners/ --- - Published: 2020-01-22 - Modified: 2025-05-13 - URL: https://prattwealth.com/financial-planners-our-team/megan-curtis/ --- - Published: 2020-01-21 - Modified: 2025-05-13 - URL: https://prattwealth.com/financial-planners-our-team/michael-huber-financial-planner/ --- - Published: 2020-01-21 - Modified: 2025-05-13 - URL: https://prattwealth.com/financial-planners-our-team/darci-pratt/ --- - Published: 2020-01-21 - Modified: 2025-05-13 - URL: https://prattwealth.com/financial-planners-our-team/krystal-hanson/ --- - Published: 2020-01-20 - Modified: 2025-05-13 - URL: https://prattwealth.com/investment-planning-services/fiduciary-financial-planning/ --- - Published: 2020-01-20 - Modified: 2025-05-13 - URL: https://prattwealth.com/investment-planning-services/investment-management/ --- - Published: 2020-01-20 - Modified: 2025-05-13 - URL: https://prattwealth.com/investment-planning-services/business-retirement-plans/ --- - Published: 2020-01-20 - Modified: 2025-05-13 - URL: https://prattwealth.com/disclosures/ --- - Published: 2020-01-16 - Modified: 2025-05-13 - URL: https://prattwealth.com/financial-planners-our-team/brad-pratt-financial-service/ --- - Published: 2020-01-16 - Modified: 2025-05-13 - URL: https://prattwealth.com/financial-planners-our-team/dustin-sauter-certified-financial-planner/ --- - Published: 2020-01-16 - Modified: 2025-05-13 - URL: https://prattwealth.com/financial-planners-our-team/bryan-pratt-wealth-adviser/ --- - Published: 2020-01-14 - Modified: 2025-07-10 - URL: https://prattwealth.com/contact-us/ --- - Published: 2020-01-14 - Modified: 2025-05-13 - URL: https://prattwealth.com/about-our-fiduciary-financial-planning/our-fiduciary-difference/ --- - Published: 2020-01-10 - Modified: 2025-05-07 - URL: https://prattwealth.com/ --- - Published: 2020-01-10 - Modified: 2025-05-13 - URL: https://prattwealth.com/about-our-fiduciary-financial-planning/ --- - Published: 2020-01-10 - Modified: 2025-05-13 - URL: https://prattwealth.com/investment-planning-services/ --- - Published: 2020-01-10 - Modified: 2025-05-13 - URL: https://prattwealth.com/financial-planners-our-team/ --- - Published: 2020-01-10 - Modified: 2025-05-13 - URL: https://prattwealth.com/insights/ --- --- ## Posts - Published: 2025-09-24 - Modified: 2025-09-24 - URL: https://prattwealth.com/navigating-the-financial-side-of-divorce/ - Categories: Estate Planning, Financial Planning --- - Published: 2025-09-09 - Modified: 2025-09-09 - URL: https://prattwealth.com/market-updates-august-2025/ - Categories: Market Updates --- - Published: 2025-08-28 - Modified: 2025-08-28 - URL: https://prattwealth.com/importance-of-financial-literacy-for-kids/ - Categories: Financial Literacy --- - Published: 2025-08-13 - Modified: 2025-08-13 - URL: https://prattwealth.com/market-updates-july-2025/ - Categories: Market Updates --- - Published: 2025-07-30 - Modified: 2025-07-30 - URL: https://prattwealth.com/how-to-start-a-college-fund-early/ - Categories: Education --- - Published: 2025-07-17 - Modified: 2025-07-17 - URL: https://prattwealth.com/one-big-beautiful-bill-act-tax-summary/ - Categories: Current Events, Taxes --- - Published: 2025-07-09 - Modified: 2025-07-09 - URL: https://prattwealth.com/market-updates-june-2025/ - Categories: Market Updates --- - Published: 2025-07-08 - Modified: 2025-07-08 - URL: https://prattwealth.com/q2-2025-newsletter/ - Categories: Newsletters --- - Published: 2025-06-24 - Modified: 2025-07-01 - URL: https://prattwealth.com/digital-asset-planning/ - Categories: Estate Planning, Financial Planning --- - Published: 2025-06-10 - Modified: 2025-06-10 - URL: https://prattwealth.com/market-updates-may-2025/ - Categories: Market Updates --- - Published: 2025-05-27 - Modified: 2025-05-27 - URL: https://prattwealth.com/kids-roth-iras/ - Categories: Financial Planning There are no age requirement to make a Roth IRA contributions. A minor must have earned income and a custodian on the account. --- - Published: 2025-05-08 - Modified: 2025-05-08 - URL: https://prattwealth.com/market-updates-april-2025/ - Categories: Market Updates --- - Published: 2025-04-22 - Modified: 2025-05-08 - URL: https://prattwealth.com/protecting-online-accounts-assets/ - Categories: Cyber Security --- - Published: 2025-04-10 - Modified: 2025-07-01 - URL: https://prattwealth.com/market-updates-march-2025/ - Categories: Market Updates --- - Published: 2025-04-09 - Modified: 2025-07-01 - URL: https://prattwealth.com/tariffs-and-your-investments/ - Categories: Current Events --- - Published: 2025-04-08 - Modified: 2025-04-08 - URL: https://prattwealth.com/q1-2025-newsletter/ - Categories: Newsletters --- - Published: 2025-03-10 - Modified: 2025-03-10 - URL: https://prattwealth.com/market-updates-february-2025/ - Categories: Market Updates --- - Published: 2025-02-26 - Modified: 2025-07-01 - URL: https://prattwealth.com/financial-planning-in-all-stages-of-marriage/ - Categories: Financial Planning --- - Published: 2025-02-11 - Modified: 2025-02-11 - URL: https://prattwealth.com/market-updates-january-2025/ - Categories: Market Updates --- - Published: 2025-01-28 - Modified: 2025-01-28 - URL: https://prattwealth.com/bounce-back-financially-after-lay-off/ - Categories: Financial Planning --- - Published: 2025-01-09 - Modified: 2025-01-09 - URL: https://prattwealth.com/market-updates-december-2024/ - Categories: Market Updates --- - Published: 2025-01-08 - Modified: 2025-07-14 - URL: https://prattwealth.com/q4-2024-newsletter/ - Categories: Newsletters --- - Published: 2024-12-11 - Modified: 2024-12-11 - URL: https://prattwealth.com/market-updates-november-2024/ - Categories: Market Updates --- - Published: 2024-11-26 - Modified: 2024-11-26 - URL: https://prattwealth.com/secure-2-0s-529-to-roth-rollover/ - Categories: Education, Retirement Plans --- - Published: 2024-11-11 - Modified: 2024-11-11 - URL: https://prattwealth.com/market-updates-october-2024/ - Categories: Market Updates --- - Published: 2024-10-29 - Modified: 2024-10-29 - URL: https://prattwealth.com/common-rmd-errors/ - Categories: Investment Managment --- - Published: 2024-10-09 - Modified: 2024-10-09 - URL: https://prattwealth.com/market-updates-september-2024/ - Categories: Market Updates --- - Published: 2024-10-07 - Modified: 2025-07-09 - URL: https://prattwealth.com/q3-2024-newsletter/ - Categories: Newsletters --- - Published: 2024-09-26 - Modified: 2024-09-26 - URL: https://prattwealth.com/prioritizing-financial-goals/ - Categories: Financial Planning --- - Published: 2024-09-09 - Modified: 2024-09-09 - URL: https://prattwealth.com/market-updates-august-2024/ - Categories: Market Updates --- - Published: 2024-09-04 - Modified: 2024-09-04 - URL: https://prattwealth.com/mn-new-business-retirement-plan-law/ - Categories: Retirement Plans --- - Published: 2024-08-29 - Modified: 2024-08-29 - URL: https://prattwealth.com/buying-parents-home-considerations/ - Categories: Financial Planning --- - Published: 2024-08-12 - Modified: 2025-07-01 - URL: https://prattwealth.com/market-updates-july-2024/ - Categories: Market Updates --- - Published: 2024-07-31 - Modified: 2024-07-31 - URL: https://prattwealth.com/fafsa-getting-down-to-basics/ - Categories: Education --- - Published: 2024-07-18 - Modified: 2025-07-01 - URL: https://prattwealth.com/best-of-mankato-2024/ - Categories: Current Events --- - Published: 2024-07-10 - Modified: 2025-07-01 - URL: https://prattwealth.com/market-updates-june-2024/ - Categories: Market Updates --- - Published: 2024-07-08 - Modified: 2025-07-01 - URL: https://prattwealth.com/q2-2024-newsletter/ - Categories: Newsletters --- - Published: 2024-06-11 - Modified: 2025-07-01 - URL: https://prattwealth.com/market-updates-may-2024/ - Categories: Market Updates --- - Published: 2024-05-09 - Modified: 2025-07-01 - URL: https://prattwealth.com/market-updates-april-2024/ - Categories: Market Updates --- - Published: 2024-04-10 - Modified: 2025-07-01 - URL: https://prattwealth.com/market-updates-march-2024/ - 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Categories: Newsletters --- - Published: 2023-12-12 - Modified: 2023-12-12 - URL: https://prattwealth.com/market-updates-november-2023/ - Categories: Market Updates --- - Published: 2023-11-29 - Modified: 2025-06-30 - URL: https://prattwealth.com/financial-preparedness/ - Categories: Financial Literacy, Financial Planning --- - Published: 2023-11-21 - Modified: 2023-11-21 - URL: https://prattwealth.com/estate-planning-questions-for-parents/ - Categories: Estate Planning --- - Published: 2023-11-08 - Modified: 2023-11-08 - URL: https://prattwealth.com/market-updates-october-2023/ - Categories: Market Updates --- - Published: 2023-10-25 - Modified: 2025-07-01 - URL: https://prattwealth.com/2023-year-end-financial-planning-checklist/ - Categories: Financial Planning --- - Published: 2023-10-12 - Modified: 2023-10-11 - URL: https://prattwealth.com/market-updates-september-2023/ - Categories: Market Updates --- - Published: 2023-10-11 - Modified: 2023-10-06 - URL: https://prattwealth.com/a-slightly-bumpy-landing/ - 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URL: https://prattwealth.com/dollars-staying-power/ - Categories: Current Events --- - Published: 2023-04-13 - Modified: 2023-04-13 - URL: https://prattwealth.com/market-updates-march-2023/ - Categories: Market Updates --- - Published: 2023-04-11 - Modified: 2023-04-11 - URL: https://prattwealth.com/inflations-last-stand/ - Categories: Newsletters --- - Published: 2023-03-28 - Modified: 2025-07-01 - URL: https://prattwealth.com/long-term-relationship-money-conversations/ - Categories: Financial Planning --- - Published: 2023-03-14 - Modified: 2023-03-14 - URL: https://prattwealth.com/market-updates-february-2023/ - Categories: Market Updates --- - Published: 2023-02-22 - Modified: 2023-02-22 - URL: https://prattwealth.com/inheriting-debt-from-a-family-member/ - Categories: Estate Planning, Financial Planning --- - Published: 2023-02-15 - Modified: 2025-07-01 - URL: https://prattwealth.com/market-updates-january-2023/ - Categories: Market Updates --- - Published: 2023-01-25 - Modified: 2023-01-25 - 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Modified: 2022-11-29 - URL: https://prattwealth.com/winter-weather-emergency-guide/ - Categories: Current Events --- - Published: 2022-11-15 - Modified: 2022-11-15 - URL: https://prattwealth.com/market-updates-october-2022/ - Categories: Market Updates --- - Published: 2022-11-10 - Modified: 2025-07-01 - URL: https://prattwealth.com/your-guide-to-year-end-financial-planning-for-2022/ - Categories: Financial Planning --- - Published: 2022-10-26 - Modified: 2022-10-26 - URL: https://prattwealth.com/budgeting-for-the-holiday-season/ - Categories: Financial Planning --- - Published: 2022-10-14 - Modified: 2025-07-01 - URL: https://prattwealth.com/market-updates-september-2022/ - Categories: Market Updates --- - Published: 2022-10-12 - Modified: 2025-07-01 - URL: https://prattwealth.com/fighting-the-fed/ - Categories: Newsletters --- - Published: 2022-09-28 - Modified: 2023-01-16 - URL: https://prattwealth.com/social-engineering-scams-what-and-how/ - Categories: Cyber Security --- - Published: 2022-09-21 - Modified: 2024-11-18 - URL: https://prattwealth.com/guide-to-charitable-giving-through-crowdfunding/ - Categories: Taxes --- - Published: 2022-09-13 - Modified: 2022-09-13 - URL: https://prattwealth.com/market-updates-august-2022/ - Categories: Market Updates --- - Published: 2022-08-26 - Modified: 2025-07-14 - URL: https://prattwealth.com/biden-student-debt-relief-plans/ - Categories: Current Events --- - Published: 2022-08-25 - Modified: 2022-08-25 - URL: https://prattwealth.com/elder-fraud-warning-signs/ - Categories: Cyber Security --- - Published: 2022-08-18 - Modified: 2022-08-18 - URL: https://prattwealth.com/market-updates-july-2022/ - Categories: Market Updates --- - Published: 2022-07-14 - Modified: 2022-07-15 - URL: https://prattwealth.com/market-updates-june-2022/ - Categories: Market Updates --- - Published: 2022-07-13 - Modified: 2023-01-16 - URL: https://prattwealth.com/the-bear-is-back/ - Categories: Newsletters --- - Published: 2022-06-29 - Modified: 2022-06-29 - URL: https://prattwealth.com/stay-on-track/ - Categories: Financial Planning --- - Published: 2022-06-17 - Modified: 2022-06-17 - URL: https://prattwealth.com/market-updates-may-2022/ - Categories: Market Updates --- - Published: 2022-05-26 - Modified: 2022-05-26 - URL: https://prattwealth.com/guide-to-benefits-when-changing-jobs/ - Categories: Financial Planning --- - Published: 2022-05-13 - Modified: 2022-05-13 - URL: https://prattwealth.com/market-updates-april-2022/ - Categories: Market Updates --- - Published: 2022-05-04 - Modified: 2023-12-19 - URL: https://prattwealth.com/why-stock-market-down/ - Categories: Current Events --- - Published: 2022-04-13 - Modified: 2022-04-13 - URL: https://prattwealth.com/market-updates-march-2022/ - Categories: Market Updates --- ---